/* =====================================================================
   THE MTG MAMA CALCULATOR  -  STYLES
   Uses the site's own design tokens (--navy, --ink, --pink, --card ...)
   so light and dark mode follow the rest of the page automatically.
   Everything is prefixed .mc- so nothing else on the page is affected.
   ===================================================================== */
#calculator{ scroll-margin-top:72px; }
.mc{ --mc-r:14px; --mc-temp:#2E7D6B; --mc-perm:var(--navy-2); --mc-warn:#9A6700; --mc-warn-bg:rgba(211,160,23,.14); --mc-good:#1E7A4F; --mc-bad:#B3261E; margin-top:34px; font-size:15px; color:var(--ink); }
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .mc{ --mc-temp:#5CCBB0; --mc-perm:#8FA8FF; --mc-warn:#F0C25C; --mc-good:#6FD3A0; --mc-bad:#FF8A80; } }
:root[data-theme="dark"] .mc{ --mc-temp:#5CCBB0; --mc-perm:#8FA8FF; --mc-warn:#F0C25C; --mc-good:#6FD3A0; --mc-bad:#FF8A80; }
.mc *, .mc *::before, .mc *::after{ box-sizing:border-box; }
.mc p{ margin:0; }
.mc h3, .mc h4{ font-family:'Archivo', ui-sans-serif, sans-serif; color:var(--ink); }

/* ---------- layout ---------- */
.mc-layout{ display:grid; grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr); grid-template-areas:"scenario results" "buydown results" "extras results"; gap:18px; align-items:start; }
.mc-area-scenario{ grid-area:scenario; } .mc-area-buydown{ grid-area:buydown; } .mc-area-extras{ grid-area:extras; }
.mc-area-results{ grid-area:results; position:sticky; top:84px; align-self:start; }
@media (max-width:900px){
  .mc-layout{ grid-template-columns:1fr; grid-template-areas:"scenario" "results" "buydown" "extras"; }
  .mc-area-results{ position:static; }
}

.mc-card{ background:var(--card); border:1px solid var(--line); border-radius:var(--mc-r); padding:24px; margin:0; }
.mc-wide, .mc-work, .mc-cta, .mc-edu > .mc-card{ margin-top:18px; }
.mc-card--soft{ background:var(--card); }
.mc-h{ font-size:21px; font-weight:800; letter-spacing:-.01em; line-height:1.15; }
.mc-h4{ font-size:15.5px; font-weight:700; margin:26px 0 8px; }
.mc-intro{ color:var(--ink-soft); line-height:1.6; margin-top:8px; max-width:64ch; }
.mc-sub-h{ font-family:'IBM Plex Mono',monospace; font-size:12px; letter-spacing:.12em; text-transform:uppercase; color:var(--pink); font-weight:600; margin:26px 0 8px; padding-top:20px; border-top:1px solid var(--line); }
.mc-sub-h:first-of-type{ margin-top:18px; }
.mc-notice{ margin-top:14px; padding:12px 14px; border-radius:10px; background:var(--mc-warn-bg); color:var(--ink); font-size:14px; line-height:1.5; border-left:3px solid var(--gold); }
.mc-notice p + p{ margin-top:6px; }

/* ---------- fields ---------- */
.mc-fs{ border:0; padding:0; margin:20px 0 0; min-width:0; }
.mc-fs--inner{ margin-top:14px; }
.mc-label{ display:block; font-weight:600; font-size:13.5px; color:var(--ink); margin:0 0 8px; padding:0; }
.mc-opt{ font-weight:500; color:var(--ink-soft); font-size:12px; margin-left:4px; }
.mc-field{ margin-top:20px; }
.mc-field--tight{ margin-top:0; }
.mc-help{ font-size:12.5px; color:var(--ink-soft); margin-top:7px; line-height:1.5; }
.mc-help--block{ font-size:14px; margin:0 0 4px; }
.mc-input{ display:flex; align-items:center; background:var(--paper); border:1.5px solid var(--line); border-radius:10px; transition:border-color .15s, box-shadow .15s; min-width:0; }
.mc-input:focus-within{ border-color:var(--pink); box-shadow:0 0 0 4px rgba(227,28,121,.14); }
.mc-input input{ flex:1; min-width:0; width:100%; border:0; background:transparent; font:600 17px 'IBM Plex Mono',monospace; color:var(--ink); padding:13px 12px; outline:0; font-variant-numeric:tabular-nums; }
.mc-input--lg input{ font-size:20px; padding:15px 12px; }
.mc-input input::placeholder{ color:var(--ink-soft); opacity:.5; }
.mc-affix{ font:600 16px 'IBM Plex Mono',monospace; color:var(--ink-soft); padding-left:14px; }
.mc-affix--r{ padding:0 14px 0 0; }
.mc-pair{ display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.mc-pair--cost{ margin-top:18px; }
.mc-grid2{ display:grid; grid-template-columns:1fr 1fr; gap:4px 18px; }
.mc-grid2 .mc-field{ margin-top:16px; }
.mc-range{ width:100%; margin:14px 0 0; accent-color:var(--pink); height:32px; cursor:pointer; }
.mc-stepper{ display:grid; grid-template-columns:52px 1fr 52px; gap:8px; align-items:stretch; }
.mc-stepbtn{ border:1.5px solid var(--line); background:var(--surface); color:var(--ink); border-radius:10px; font:600 24px 'Public Sans',sans-serif; cursor:pointer; min-height:52px; transition:background .15s, border-color .15s, transform .1s; }
.mc-stepbtn:hover{ border-color:var(--pink); background:var(--surface-2); }
.mc-stepbtn:active{ transform:scale(.96); }
.mc-stepper .mc-input input{ text-align:center; }
.mc-check{ display:flex; gap:10px; align-items:flex-start; margin-top:14px; font-size:13.5px; line-height:1.45; color:var(--ink-soft); cursor:pointer; }
.mc-check input{ margin-top:3px; width:18px; height:18px; accent-color:var(--pink); flex:none; }
.mc-pill{ display:inline-block; font:600 10px 'IBM Plex Mono',monospace; letter-spacing:.08em; padding:2px 6px; border-radius:4px; background:var(--mc-warn-bg); color:var(--mc-warn); vertical-align:middle; margin-left:4px; }
.mc-link{ background:none; border:0; padding:0; font:600 13.5px 'Public Sans',sans-serif; color:var(--pink); cursor:pointer; text-decoration:underline; text-underline-offset:3px; margin-top:10px; display:inline-block; text-align:left; }
.mc-link:hover{ color:var(--pink-deep); }
.mc-link[hidden]{ display:none; }
.mc [hidden]{ display:none !important; }

/* ---------- segmented controls ---------- */
.mc-seg{ display:flex; flex-wrap:wrap; gap:8px; }
.mc-seg-opt{ position:relative; flex:1 1 auto; min-width:0; cursor:pointer; }
.mc-seg-opt input{ position:absolute; opacity:0; inset:0; width:100%; height:100%; margin:0; cursor:pointer; }
.mc-seg-opt > span{ display:flex; align-items:center; justify-content:center; text-align:center; gap:6px; min-height:48px; padding:10px 14px; border:1.5px solid var(--line); border-radius:10px; background:var(--paper); font-weight:600; font-size:14.5px; color:var(--ink); transition:border-color .15s, background .15s, color .15s, box-shadow .15s; line-height:1.2; }
.mc-seg-opt:hover > span{ border-color:var(--ink-soft); }
.mc-seg-opt input:checked + span{ background:var(--navy); border-color:var(--navy); color:#fff; box-shadow:0 8px 18px -10px rgba(11,27,58,.6); }
:root[data-theme="dark"] .mc-seg-opt input:checked + span{ background:var(--pink); border-color:var(--pink); color:#0B1220; }
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .mc-seg-opt input:checked + span{ background:var(--pink); border-color:var(--pink); color:#0B1220; } }
.mc-seg-opt input:focus-visible + span, .mc-prog input:focus-visible + .mc-prog-body{ outline:3px solid var(--pink); outline-offset:2px; }
.mc-seg-opt.is-disabled{ cursor:not-allowed; }
.mc-seg-opt.is-disabled > span{ opacity:.45; text-decoration:line-through; text-decoration-color:rgba(127,127,127,.6); background:var(--surface); }
.mc-tag{ font:600 9.5px 'IBM Plex Mono',monospace; letter-spacing:.06em; text-transform:uppercase; font-style:normal; background:var(--mc-warn-bg); color:var(--mc-warn); padding:2px 5px; border-radius:4px; }
.mc-seg-opt input:checked + span .mc-tag{ background:rgba(255,255,255,.2); color:inherit; }

/* ---------- program chips (same visual language as Loan Programs) ---------- */
.mc-progs{ display:grid; grid-template-columns:repeat(5,minmax(0,1fr)); gap:10px; }
.mc-prog{ position:relative; cursor:pointer; display:block; }
.mc-prog input{ position:absolute; opacity:0; inset:0; margin:0; width:100%; height:100%; cursor:pointer; }
.mc-prog-body{ display:flex; flex-direction:column; gap:6px; height:100%; padding:12px; border:1.5px solid var(--line); border-radius:12px; background:var(--paper); transition:border-color .15s, box-shadow .15s, transform .15s, background .15s; }
.mc-prog:hover .mc-prog-body{ border-color:var(--ink-soft); transform:translateY(-2px); }
.mc-prog-body strong{ font:700 14px 'Archivo',sans-serif; color:var(--ink); }
.mc-prog-body small{ font-size:11.5px; color:var(--ink-soft); line-height:1.35; display:none; }
.mc-code{ font-family:'IBM Plex Mono',monospace; font-weight:600; font-size:11px; color:var(--ink); background:var(--surface-2); align-self:flex-start; padding:3px 7px; border-radius:5px; letter-spacing:.04em; }
.mc-prog input:checked + .mc-prog-body{ border-color:var(--pink); box-shadow:0 0 0 3px rgba(227,28,121,.16), 0 14px 26px -18px rgba(227,28,121,.6); }
.mc-prog input:checked + .mc-prog-body .mc-code{ background:var(--pink); color:#fff; }
.mc-prog.is-disabled{ cursor:not-allowed; }
.mc-prog.is-disabled .mc-prog-body{ opacity:.5; background:var(--surface); }
.mc-prog.is-disabled:hover .mc-prog-body{ transform:none; border-color:var(--line); }
@media (min-width:1100px){ .mc-prog-body small{ display:block; } }
@media (max-width:640px){ .mc-progs{ grid-template-columns:repeat(2,minmax(0,1fr)); } .mc-prog:last-child{ grid-column:span 2; } .mc-prog-body small{ display:block; } }
.mc-why:empty{ display:none; }
.mc-why{ margin-top:12px; font-size:13px; line-height:1.5; color:var(--ink-soft); background:var(--surface); border-radius:10px; padding:10px 14px; }
.mc-why ul{ margin:0; padding-left:18px; } .mc-why li + li{ margin-top:6px; } .mc-why strong{ color:var(--ink); }
.mc-why.is-flash{ animation:mc-flash 1s ease; }
@keyframes mc-flash{ 0%{ box-shadow:0 0 0 0 rgba(227,28,121,.5); } 100%{ box-shadow:0 0 0 12px rgba(227,28,121,0); } }
.mc-va{ margin-top:6px; }
.mc-cautions{ list-style:none; margin:12px 0 0; padding:0; }
.mc-cautions:empty{ display:none; }
.mc-cautions li{ font-size:13px; line-height:1.5; color:var(--ink); background:var(--mc-warn-bg); border-radius:10px; padding:10px 14px; margin-top:8px; }

/* ---------- buydown explanation ---------- */
.mc-explain{ margin-top:14px; padding:14px 16px; background:var(--surface); border-radius:12px; font-size:14px; line-height:1.55; color:var(--ink-soft); }
.mc-explain:empty{ display:none; }
.mc-explain p + p, .mc-explain ul + p, .mc-explain p + ul{ margin-top:8px; }
.mc-explain ul{ margin:8px 0 0; padding-left:18px; } .mc-explain li + li{ margin-top:5px; }
.mc-explain b{ color:var(--ink); }
.mc-fundline{ color:var(--ink); }

/* ---------- extras ---------- */
.mc-area-extras{ padding:0; overflow:hidden; }
.mc-area-extras > summary, .mc-work > summary{ list-style:none; cursor:pointer; padding:20px 24px; display:flex; flex-direction:column; gap:3px; position:relative; padding-right:56px; }
.mc-area-extras > summary::-webkit-details-marker, .mc-work > summary::-webkit-details-marker{ display:none; }
.mc-area-extras > summary span, .mc-work > summary span{ font:800 19px 'Archivo',sans-serif; color:var(--ink); }
.mc-area-extras > summary small, .mc-work > summary small{ font-size:13.5px; color:var(--ink-soft); }
.mc-area-extras > summary::after, .mc-work > summary::after, .mc-fulldisc > summary::after, .mc-faq > summary::after{ content:'+'; position:absolute; right:22px; top:50%; transform:translateY(-50%); font:500 26px 'IBM Plex Mono',monospace; color:var(--pink); transition:transform .2s; line-height:1; }
.mc-area-extras[open] > summary::after, .mc-work[open] > summary::after, .mc-fulldisc[open] > summary::after, .mc-faq[open] > summary::after{ content:'\2212'; }
.mc-extras-body{ padding:0 24px 24px; }

/* ---------- results ---------- */
.mc-results{ padding:26px; background:var(--navy); color:var(--on-navy); border:0; box-shadow:0 30px 60px -34px rgba(11,27,58,.7); }
:root[data-theme="dark"] .mc-results{ background:var(--navy-2); }
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .mc-results{ background:var(--navy-2); } }
.mc-results a{ color:#fff; }
.mc-eyebrow{ font:600 11.5px 'IBM Plex Mono',monospace; letter-spacing:.12em; text-transform:uppercase; color:var(--on-navy-soft); }
.mc-big{ display:flex; align-items:baseline; gap:8px; flex-wrap:wrap; margin-top:10px !important; }
.mc-big output{ font:800 clamp(42px,6vw,56px)/1 'Archivo',sans-serif; letter-spacing:-.02em; color:#fff; font-variant-numeric:tabular-nums; }
.mc-big sup{ font-size:.45em; vertical-align:super; opacity:.75; font-weight:700; }
.mc-per{ font:500 14px 'IBM Plex Mono',monospace; color:var(--on-navy-soft); }
.mc-meta{ font-size:13px; color:var(--on-navy-soft); margin-top:8px !important; line-height:1.5; }
.mc-empty{ margin-top:12px !important; color:var(--on-navy-soft); line-height:1.6; }
.mc-steps{ display:grid; grid-template-columns:repeat(auto-fit,minmax(88px,1fr)); gap:8px; margin-top:20px; }
.mc-stepcard{ background:rgba(255,255,255,.08); border-radius:10px; padding:10px 11px; display:flex; flex-direction:column; gap:2px; border:1px solid rgba(255,255,255,.1); }
.mc-stepcard span{ font:600 10.5px 'IBM Plex Mono',monospace; letter-spacing:.08em; text-transform:uppercase; color:var(--on-navy-soft); }
.mc-stepcard b{ font:700 17px 'Archivo',sans-serif; color:#fff; font-variant-numeric:tabular-nums; }
.mc-stepcard small{ font-size:11px; color:var(--on-navy-soft); }
.mc-stepcard.is-full{ background:rgba(255,255,255,.16); border-color:rgba(255,255,255,.28); }
.mc-dl{ margin:22px 0 0; border-top:1px solid rgba(255,255,255,.14); }
.mc-dlrow{ display:flex; justify-content:space-between; gap:14px; padding:9px 0; border-bottom:1px solid rgba(255,255,255,.1); font-size:14px; }
.mc-dlrow dt{ color:var(--on-navy-soft); } .mc-dlrow dt small{ opacity:.8; } .mc-dlrow dt strong{ color:#fff; }
.mc-dlrow dd{ margin:0; text-align:right; font-family:'IBM Plex Mono',monospace; font-weight:600; color:#fff; font-variant-numeric:tabular-nums; }
.mc-dlrow dd .mc-pill{ background:rgba(255,255,255,.14); color:#FFD97A; }
.mc-total{ margin-top:22px; padding-top:18px; border-top:1px solid rgba(255,255,255,.2); }
.mc-mid{ font:800 32px 'Archivo',sans-serif; color:#fff; margin-top:6px !important; } .mc-mid small{ font:500 13px 'IBM Plex Mono',monospace; color:var(--on-navy-soft); }
.mc-lines{ list-style:none; margin:12px 0 0; padding:0; font-size:13.5px; }
.mc-lines li{ display:flex; justify-content:space-between; gap:12px; padding:5px 0; color:var(--on-navy-soft); } .mc-lines b{ color:#fff; font-family:'IBM Plex Mono',monospace; }
.mc-note{ font-size:13px; color:var(--on-navy-soft); line-height:1.55; margin-top:12px !important; }
.mc-note b{ color:#fff; }
.mc-note--box{ background:rgba(255,255,255,.08); border-radius:10px; padding:12px 14px; margin-top:18px !important; }
.mc-note a, .mc-results .mc-link{ color:#fff; }
.mc-alerts{ list-style:none; margin:16px 0 0; padding:0; }
.mc-alerts li{ font-size:13px; line-height:1.5; color:#FFE9B0; background:rgba(211,160,23,.2); border-radius:10px; padding:10px 12px; margin-top:8px; }
.mc-fine{ font-size:12.5px; line-height:1.55; color:var(--ink-soft); margin-top:16px !important; }
.mc-results .mc-fine{ color:var(--on-navy-soft); }

/* ---------- comparison ---------- */
.mc-cmp{ display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:14px; margin-top:20px; }
.mc-cmp-card{ border:1.5px solid var(--line); border-radius:14px; padding:18px; background:var(--paper); }
.mc-cmp-card header{ display:flex; justify-content:space-between; align-items:flex-start; gap:8px; padding-bottom:12px; border-bottom:1px solid var(--line); }
.mc-cmp-card h4{ margin:0; font-size:16px; font-weight:800; line-height:1.2; }
.mc-chip{ font:600 11px 'IBM Plex Mono',monospace; background:var(--surface-2); color:var(--ink); padding:3px 8px; border-radius:99px; white-space:nowrap; }
.mc-cmp-card.is-temp{ border-top:4px solid var(--mc-temp); } .mc-cmp-card.is-perm{ border-top:4px solid var(--mc-perm); } .mc-cmp-card.is-base{ border-top:4px solid var(--ink-soft); }
.mc-cmp-card.is-off{ opacity:.7; border-style:dashed; }
.mc-cmp-card dl{ margin:0; }
.mc-row{ display:flex; justify-content:space-between; gap:12px; padding:10px 0; border-bottom:1px solid var(--line); font-size:14px; align-items:baseline; }
.mc-row:last-child{ border-bottom:0; }
.mc-row dt{ color:var(--ink-soft); }
.mc-row dd{ margin:0; text-align:right; font:700 15px 'IBM Plex Mono',monospace; color:var(--ink); font-variant-numeric:tabular-nums; }
.mc-row dd small{ display:block; font:500 11.5px 'Public Sans',sans-serif; color:var(--ink-soft); margin-top:2px; }
.mc-cmp-empty{ font-size:14px; color:var(--ink-soft); line-height:1.55; padding-top:14px; }
.mc-budget{ margin-top:16px !important; padding:12px 16px; background:var(--surface); border-radius:10px; font-size:14px; color:var(--ink-soft); line-height:1.55; }
.mc-budget .mc-link{ margin:0 0 0 4px; }
.mc-neutral{ margin-top:22px !important; padding:16px 18px; border-left:3px solid var(--pink); background:var(--surface); border-radius:0 12px 12px 0; font-size:15px; line-height:1.6; color:var(--ink); }
.mc-fact{ margin-top:14px !important; font-size:14.5px; line-height:1.6; color:var(--ink-soft); } .mc-fact b{ color:var(--ink); }
@media (max-width:900px){ .mc-cmp{ grid-template-columns:1fr; } }

/* ---------- charts ---------- */
.mc-legend{ list-style:none; display:flex; flex-wrap:wrap; gap:6px 18px; margin:6px 0 10px; padding:0; font-size:13px; color:var(--ink-soft); }
.mc-legend li{ display:flex; align-items:center; gap:7px; }
.mc-legend i{ width:12px; height:12px; border-radius:3px; display:inline-block; }
.mc-b-none{ fill:var(--ink-soft); background:var(--ink-soft); opacity:.55; }
.mc-b-temp{ fill:var(--mc-temp); background:var(--mc-temp); }
.mc-b-perm{ fill:var(--mc-perm); background:var(--mc-perm); }
.mc-legend .mc-b-none{ opacity:.55; }
rect.mc-b-none{ opacity:.55; }
.mc-chart{ width:100%; height:auto; display:block; overflow:visible; }
.mc-axis, .mc-zero{ stroke:var(--line); stroke-width:1.5; }
.mc-zero{ stroke:var(--ink-soft); stroke-dasharray:5 5; opacity:.6; }
.mc-axis-label{ font:500 11.5px 'IBM Plex Mono',monospace; fill:var(--ink-soft); }
.mc-bar-label{ font:600 10px 'IBM Plex Mono',monospace; fill:var(--ink); }
.mc-l-temp, .mc-l-perm{ fill:none; stroke-width:3; stroke-linecap:round; stroke-linejoin:round; }
.mc-l-temp{ stroke:var(--mc-temp); } .mc-l-perm{ stroke:var(--mc-perm); }
.mc-dot{ fill:var(--pink); stroke:var(--card); stroke-width:2.5; }
.mc-dot-label{ paint-order:stroke; stroke:var(--card); stroke-width:5px; stroke-linejoin:round; font:600 11.5px 'Public Sans',sans-serif; fill:var(--ink); }
@media (max-width:560px){ .mc-bar-label{ display:none; } .mc-axis-label{ font-size:19px; } .mc-dot-label{ font-size:19px; stroke-width:7px; } }

.mc-table{ width:100%; border-collapse:collapse; margin-top:20px; font-size:14px; }
.mc-table th, .mc-table td{ padding:12px 10px; border-bottom:1px solid var(--line); text-align:left; vertical-align:top; }
.mc-table thead th{ font:600 11.5px 'IBM Plex Mono',monospace; letter-spacing:.06em; text-transform:uppercase; color:var(--ink-soft); }
.mc-table tbody th{ font-weight:700; white-space:nowrap; }
.mc-table td span{ display:flex; justify-content:space-between; gap:14px; color:var(--ink-soft); font-size:13px; } .mc-table td span + span{ margin-top:4px; }
.mc-table td b{ color:var(--ink); font-family:'IBM Plex Mono',monospace; font-variant-numeric:tabular-nums; }
.mc-table td b.is-pos{ color:var(--mc-good); } .mc-table td b.is-neg{ color:var(--mc-bad); }
@media (max-width:640px){
  .mc-table thead{ position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0 0 0 0); }
  .mc-table, .mc-table tbody, .mc-table tr, .mc-table th, .mc-table td{ display:block; width:100%; }
  .mc-table tr{ border:1.5px solid var(--line); border-radius:12px; padding:12px 14px; margin-top:12px; background:var(--paper); }
  .mc-table th, .mc-table td{ border:0; padding:4px 0; }
  .mc-table tbody th{ font:800 16px 'Archivo',sans-serif; padding-bottom:6px; }
  .mc-table td::before{ content:attr(data-label); display:block; font:600 10.5px 'IBM Plex Mono',monospace; letter-spacing:.08em; text-transform:uppercase; color:var(--pink); margin:8px 0 2px; }
}

/* ---------- show my math ---------- */
.mc-work{ padding:0; overflow:hidden; }
.mc-wsteps{ list-style:none; margin:0; padding:4px 24px 24px; }
.mc-wstep{ display:grid; grid-template-columns:38px 1fr; gap:14px; padding:18px 0; border-top:1px solid var(--line); }
.mc-wnum{ width:34px; height:34px; border-radius:50%; background:var(--navy); color:#fff; font:700 14px 'IBM Plex Mono',monospace; display:flex; align-items:center; justify-content:center; }
:root[data-theme="dark"] .mc-wnum{ background:var(--pink); color:#0B1220; }
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .mc-wnum{ background:var(--pink); color:#0B1220; } }
.mc-wbody h4{ margin:4px 0 8px; font-size:16.5px; font-weight:800; }
.mc-wbody p, .mc-wbody li{ line-height:1.6; color:var(--ink-soft); font-size:14.5px; } .mc-wbody b{ color:var(--ink); }
.mc-wbody ul{ margin:8px 0 0; padding-left:20px; } .mc-wbody p + p{ margin-top:8px; }
.mc-formula{ margin-top:10px; }
.mc-formula summary{ cursor:pointer; font-size:13px; font-weight:600; color:var(--pink); width:fit-content; }
.mc-formula pre{ margin:8px 0 0; padding:12px 14px; background:var(--surface); border-radius:10px; font:500 13px/1.7 'IBM Plex Mono',monospace; color:var(--ink); white-space:pre-wrap; overflow-x:auto; }

/* ---------- CTA ---------- */
.mc-cta{ background:var(--navy); color:var(--on-navy); border:0; display:grid; grid-template-columns:1fr auto; gap:28px; align-items:center; padding:32px; }
:root[data-theme="dark"] .mc-cta{ background:var(--navy-2); }
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]) .mc-cta{ background:var(--navy-2); } }
.mc-cta .mc-h{ color:#fff; font-size:26px; } .mc-cta p{ color:var(--on-navy-soft); line-height:1.65; margin-top:10px; max-width:58ch; }
.mc-cta-btns{ display:flex; flex-direction:column; gap:12px; min-width:230px; }
.mc-cta-btns .btn{ justify-content:center; }
.mc-cta-btns .btn-outline{ border-color:rgba(255,255,255,.55); color:#fff; }
@media (max-width:760px){ .mc-cta{ grid-template-columns:1fr; padding:26px 22px; } .mc-cta-btns{ min-width:0; } }

/* ---------- disclosure ---------- */
.mc-disclosure{ margin-top:22px; padding:16px 20px; border:1px dashed var(--line); border-radius:12px; }
.mc-disclosure .mc-fine{ margin-top:0 !important; }
.mc-fulldisc{ margin-top:10px; position:relative; }
.mc-fulldisc > summary{ cursor:pointer; font-size:13px; font-weight:700; color:var(--ink); list-style:none; padding:6px 36px 6px 0; position:relative; }
.mc-fulldisc > summary::-webkit-details-marker{ display:none; }
.mc-fulldisc > summary::after{ right:4px; font-size:22px; }
.mc-fulldisc ul{ margin:8px 0 0; padding-left:18px; font-size:12.5px; line-height:1.6; color:var(--ink-soft); } .mc-fulldisc li + li{ margin-top:6px; }

/* ---------- education ---------- */
.mc-edu{ margin-top:40px; }
.mc-items{ margin-top:18px; } .mc-items h4{ font-size:15px; font-weight:700; margin:0 0 4px; } .mc-items p{ font-size:14px; color:var(--ink-soft); line-height:1.55; }
.mc-items > div{ padding-top:14px; border-top:1px solid var(--line); }
.mc-card > p:not(.mc-intro):not(.mc-fine){ color:var(--ink-soft); line-height:1.65; margin-top:12px; max-width:68ch; }
.mc-two{ margin-top:20px; gap:16px; }
.mc-box{ background:var(--surface); border-radius:12px; padding:18px 20px; }
.mc-box h4{ margin:0 0 8px; font-size:16px; font-weight:800; }
.mc-box ul{ margin:0; padding-left:18px; } .mc-box li{ font-size:14px; line-height:1.55; color:var(--ink-soft); } .mc-box li + li{ margin-top:7px; }
.mc-faqwrap{ display:grid; grid-template-columns:1fr 1fr; gap:6px 36px; }
.mc-faqs .mc-h4{ margin:0 0 10px; font-size:18px; font-weight:800; }
.mc-faq{ border-top:1px solid var(--line); position:relative; }
.mc-faq:last-child{ border-bottom:1px solid var(--line); }
.mc-faq > summary{ list-style:none; cursor:pointer; padding:15px 38px 15px 0; font-weight:600; font-size:14.5px; line-height:1.4; color:var(--ink); position:relative; }
.mc-faq > summary::-webkit-details-marker{ display:none; }
.mc-faq > summary::after{ right:4px; font-size:22px; }
.mc-faq-a{ padding:0 0 16px; } .mc-faq-a p{ font-size:14.5px; line-height:1.65; color:var(--ink-soft); } .mc-faq-a p + p{ margin-top:8px; }
@media (max-width:900px){ .mc-faqwrap{ grid-template-columns:1fr; gap:30px; } .mc-grid2{ grid-template-columns:1fr; } }
.mc-lsteps{ list-style:none; margin:24px 0 0; padding:0; display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:14px; }
.mc-lstep{ display:flex; gap:14px; background:var(--paper); border:1px solid var(--line); border-radius:14px; padding:18px; }
.mc-lnum{ flex:none; width:34px; height:34px; border-radius:50%; background:var(--pink); color:#fff; font:700 14px 'IBM Plex Mono',monospace; display:flex; align-items:center; justify-content:center; }
.mc-lstep h4{ margin:2px 0 6px; font-size:15.5px; font-weight:800; line-height:1.25; } .mc-lstep p{ font-size:13.5px; line-height:1.55; color:var(--ink-soft); }
.mc-lstep .mc-link{ font-size:13px; margin-top:8px; text-decoration:none; }
@media (max-width:960px){ .mc-lsteps{ grid-template-columns:repeat(2,minmax(0,1fr)); } }
@media (max-width:620px){ .mc-lsteps{ grid-template-columns:1fr; } }

/* ---------- mobile sticky payment bar ---------- */
.mc-mbar{ display:none; }
@media (max-width:900px){
  .mc-mbar:not([hidden]){ display:flex; position:fixed; left:12px; right:12px; bottom:calc(12px + env(safe-area-inset-bottom)); z-index:40; align-items:center; justify-content:space-between; gap:12px; background:var(--navy); color:#fff; padding:10px 12px 10px 18px; border-radius:16px; box-shadow:0 18px 40px -12px rgba(11,27,58,.6); }
  :root[data-theme="dark"] .mc-mbar{ background:var(--navy-2); border:1px solid var(--line); }
  .mc-mbar-txt{ display:flex; flex-direction:column; } .mc-mbar-txt span{ font:600 10px 'IBM Plex Mono',monospace; letter-spacing:.08em; text-transform:uppercase; color:var(--on-navy-soft); } .mc-mbar-txt strong{ font:800 20px 'Archivo',sans-serif; }
  .mc-mbar .btn{ color:#fff; }
}
@media (max-width:640px){
  .mc-card{ padding:20px 18px; } .mc-results{ padding:22px 18px; } .mc-extras-body{ padding:0 18px 20px; }
  .mc-area-extras > summary, .mc-work > summary{ padding:18px; padding-right:52px; } .mc-wsteps{ padding:4px 18px 20px; }
  .mc-wstep{ grid-template-columns:30px 1fr; gap:10px; } .mc-wnum{ width:30px; height:30px; font-size:12.5px; }
  .mc-seg-opt{ flex:1 1 40%; }
  .mc-pair--cost{ grid-template-columns:1fr; }
}
@media (prefers-reduced-motion: reduce){ .mc *{ transition:none !important; animation:none !important; } }